Tracking expenses after retiring is super important. It helps us make sure we don't run out of money and can keep living comfortably. I'll be sharing my monthly spending on this blog to show you why it matters. It's like having a map to stay on the right financial path. By looking at what I'm doing, we can learn how to avoid money problems and make smart choices. Together, we'll see how to manage our money well, so you can feel confident about your own retirement finances. Let's make this journey to financial security easy and understandable.
Tracking Monthly Expense
December 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Airfare
|
19500
|
27.5 %
|
|
2
|
Accommodation
|
28000
|
27.5 %
|
|
3
|
Meals
|
12700
|
21.1 %
|
|
4
|
Drinks & Entertainment
|
23600
|
39.3 %
|
|
5
|
Fuel & Transport
|
3500
|
5.8 %
|
|
6
|
Misc [Mobile, Shopping etc.]
|
3700
|
6.1 %
|
|
|
Total
|
60000
|
100 %
|
November 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation
|
16500
|
27.5 %
|
|
2
|
Meals
|
12700
|
21.1 %
|
|
3
|
Drinks & Entertainment
|
23600
|
39.3 %
|
|
4
|
Fuel & Transport
|
3500
|
5.8 %
|
|
5
|
Misc [Mobile, Shopping etc.]
|
3700
|
6.1 %
|
|
|
Total
|
60000
|
100 %
|
October 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Bangkok & Phuket]
|
21783
|
21 %
|
|
2
|
Meals [All meals outside or delivery apps]
|
18857
|
18 %
|
|
3
|
Drinks & Entertainment [Includes 24 visits to bar and pool]
|
45533
|
44 %
|
|
4
|
Fuel & Transport [Local in Thailand]
|
5034
|
5 %
|
|
5
|
Massage [6 times]
|
5290
|
5 %
|
|
6
|
Misc [Mobile, Shopping etc.]
|
7139
|
7 %
|
|
|
Total
|
103636
|
100 %
|
September 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Bangkok & Phuket]
|
21500
|
37 %
|
|
2
|
Meals [All meals outside or delivery apps]
|
17587
|
31 %
|
|
3
|
Drinks & Entertainment [Includes 4 visits to bar and pool]
|
9370
|
16 %
|
|
4
|
Fuel & Transport [BKK Airport to Hotel, BKK to Phuket Hotel]
|
4300
|
7 %
|
|
5
|
Massage [5 times]
|
2900
|
5 %
|
|
6
|
Misc [Mobile etc.]
|
1700
|
3 %
|
|
|
Total
|
57357
|
100 %
|
August 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Ludhiana at Home & NOIDA with friends]
|
10000
|
22 %
|
|
2
|
Meals [Mostly Home]
|
4500
|
10 %
|
|
3
|
Drinks & Entertainment [All at home]
|
7300
|
16 %
|
|
4
|
Fuel & Transport [NOIDA - Ludhiana Car, Ludhiana - NOIDA Train]
|
4700
|
10 %
|
|
5
|
Misc. [Mobile etc.]
|
1600
|
4 %
|
|
6
|
Airfare [Delhi-Bangkok]
|
10700
|
24 %
|
|
7
|
Visa [Thailand Sticker 60 Days]
|
6500
|
14 %
|
|
|
Total
|
45300
|
100 %
|
July 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Sri Lanka]
|
19600
|
27 %
|
|
2
|
Meals [All outside or delivery apps]
|
9400
|
13 %
|
|
3
|
Drinks & Entertainment [Includes 2 visits to bar]
|
10407
|
15 %
|
|
4
|
Fuel & Transport [Sri Lanka Local Transport]
|
3500
|
5 %
|
|
5
|
Misc. [Mobile etc.]
|
2300
|
3 %
|
|
5
|
Airfare [Delhi-Colombo-Delhi]
|
21500
|
30 %
|
|
5
|
Visa [Sri Lanka 30 days ETA]
|
1700
|
2 %
|
|
5
|
Tourist Site Entry Tickets
|
3200
|
4 %
|
|
|
Total
|
71607
|
100 %
|
June 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Ludhiana at home, Ladakh, Noida with friends]
|
31000
|
41 %
|
|
2
|
Meals
|
13400
|
18 %
|
|
3
|
Drinks & Entertainment
|
9400
|
12 %
|
|
4
|
Fuel & Transport
|
12600
|
17 %
|
|
5
|
Misc. [Mobile etc.]
|
9800
|
13 %
|
|
|
Total
|
76200
|
100 %
|
May 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Sarsai Village, Lahaul Spiti & Beeni Village, Himachal Pradesh]
|
24000
|
39 %
|
|
2
|
Meals
|
5300
|
9 %
|
|
3
|
Drinks & Entertainment
|
6600
|
11 %
|
|
4
|
Fuel & Transport
|
6100
|
10 %
|
|
5
|
Parents Medical
|
18600
|
30 %
|
|
6
|
Misc. [Mobile etc.]
|
1500
|
2 %
|
|
|
Total
|
62100
|
100 %
|
April 2023 Expense Break Up
|
#
|
Item
|
Amount in INR
|
Percentage
|
|
1
|
Accommodation [Sarsai Village, Himachal Pradesh]
|
20000
|
51 %
|
|
2
|
Meals
|
7300
|
18 %
|
|
3
|
Drinks & Entertainment
|
6400
|
16 %
|
|
4
|
Fuel & Transport
|
3700
|
9 %
|
|
5
|
Misc. [Mobile etc.]
|
2200
|
6 %
|
|
|
Total
|
39600
|
100 %
|
Author
Aman
Full time traveler and blogger. Love hikes and treks. Still a beginner trying to explore as much as possible.
